At the Annual General Meeting, the members review the progress of the union and take decisions on its future.
These members elect a Board of Directors to manage MitaCCUL. This BOD employs staff to run the day-to-day affairs of the union under their supervision and control. The BOD is further split into various committees such as Credit committee, Education Committee, Project Committee, etc. to ensure that the union serves the best interest of the members.

The General Assembly also elects a Supervisory Board that watches the activities of the union and ensures its smooth functioning. The Women's Committee encourages female participation in MitaCCUL as well as ensures the financial empowerment of female members. The Youth Committee encourages youths to join the credit union and be able to save, borrow and plan for a better future.

1. Fill a membership form with the assistance of a credit union staff using your NIC, Passport or birth certificate(for minors)
2. Buy 75 shares of 1,000 FRS each i.e. 75,000 FRS refundable upon termination of membership or transfer to another Credit Union. With at least 20 shares, you can start an account.
3. Save at least 5,000 FRS and make it grow by saving regularly
4. Summit 2 passport size photographs (4x4) to be affixed on your passbook and membership form for easy identification.
5. Pay a building fee of 15,000 FRS
6. Sign a membership register and signature card.
7. Own the Union Uniform

NB: Our website can also be visited for the required forms for account opening for distant members. WHAT ARE THE BENEFITS OF MEMBERSHIP?

1. Interest and dividends are calculated monthly and paid yearly on your savings and shares respectively.
2. As a member, you democratically take decision on the smooth functioning of MitaCCUL
3. Deposits in your current account can be withdrawn at will and at short notice without any charge.
5. You are a shareholder of a reputable financial institution that is affiliated to CamCCUL Ltd, ACCOSCA in Kenya, WOCCU in Madison USA as well as they DID in Canada, MitaCCUL has all technical assistance from these reputable international organizations.
6. Our loan interest rate is affordable.
7. You receive free education and business training on productive credit and business creation, keeping of business records, etc.
8. You have a secured and reliable place to save your money and to present your financial problems for solutions.
9. You meet competent, polite and friendly staffs who serve you within the shortest possible time.
10. We are flexible in transferring your account from our credit union to another.
12. Your life savings and loans are insured.
13. You benefit from many lines of credit, products and services which will be explained to you when you come to the office.
14. We have an operating ATM machine which enables members to do withdrawals 24hrs/24 even when the office is locked.

SHARES ACCOUNT

SAVINGS ACCOUNT

DEPOSITACCOUNT (CURRENT ACCOUNT)

LOANS ACCOUNT

GROUP ACCOUNTS

MINORACCOUNTS

SPECIAL WITHDRAWAL SLIPS (S.W.S)

PAYMENT OF SALARIES.

INSTANT INTER-BRANCH MONEY TRANSFER SERVICE

OTHER SERVICES

This is where a member blocks fresh funds in the
credit union at a fixed pre-determined (very juicy)
rate of remuneration payable semi annually. It's
remuneration rate is far above that of savings and
preference shares. The duration of the investment is determined and agreed upon at the beginning and it's renewable. The service is limited to a few members
who show up within a given time frame.